General Cardiology, Cardiac Electrophysiologist
Education:
- BS, Roosevelt University, 2006
- MBA, Roosevelt University, 2008
- DO, Midwestern University Chicago College of Osteopathic Medicine, 2013
- Residency, Advocate Lutheran General Hospital, 2016
- Cardiology Fellowship, Advocate Lutheran General Hospital, 2019
- Cardiology Cardiac Electrophysiology Fellowship, University of Illinois at Chicago, 2021
Dr. Saeed Khaja attended medical school at Midwestern University Chicago College of Osteopathic Medicine followed by residency and cardiovascular fellowship training at Advocate Lutheran General Hospital. He completed his fellowship training in Clinical Cardiac Electrophysiology at the University of Illinois in Chicago. Aside from cardiology, he also has critical care experience working at some of the busiest intensive care units in the city of Chicago.
Dr. Khaja also has other professional experiences outside of medicine which include an MBA from Roosevelt University and being a Firefighter and Paramedic, where he first discovered his passion for medicine.
Dr. Khaja is board certified by the American Board of Internal Medicine in Internal Medicine and Cardiology. Dr. Khaja is seeing patients with general cardiology needs in addition to providing management and treatment of complex cardiac arrhythmias. He is offering the newest treatments and cutting-edge therapies in the field of cardiac electrophysiology. In addition to ablation procedures and device implants to treat arrhythmias, he is also offering the Watchman procedure for select patients with atrial fibrillation to reduce the risk of stroke.
Dr. Khaja, his wife and two young sons fell in love with the Panama City area at first sight and are excited to call this city their new home.

Patient Submitted Review
Feb-2025
My appt was great with Dr Khaja . He’s very informative and listens to your questions . Takes his time to explain things . He’s a very calming Dr and I appreciate that . I feel like he’s going to take good care of me .
Patient Submitted Review
Feb-2025
Dr. Khaja is very caring about his patients. He wants what is best for you. He explains your situation to you very thoroughly and always asks if you have any questions. He takes his time with you. I highly recommend Dr Khaja and CVIC if you are looking for a cardiologist.
Patient Submitted Review
Dec-2024
I am so happy that I found Dr Khaja, he seems to be very interested in what I have to say. He’s very knowledgeable about my condition. He doesn’t rush when I ask questions & he takes time to explain himself. I feel confident that I’m getting the best care. All of his office staff are friendly and helpful. The wait time has been reasonable.
Patient Submitted Review
Dec-2024
Dr Khaja and his staff provided the most efficient and informative visit that I have ever experienced. Dr Khaja explained my condition and understood my concerns completely and reassured my confidence in his knowledge to assess and treat my cardiac issues. Thanks Dr Khala
Patient Submitted Review
Nov-2024
Dr. Khaja is extremely knowledgeable, qualified and able to explain issues in understandable terms to patient. His communication skills are excellent and it is enlightening to have a dialogue with him to understand my own diagnosis. Lucky to be his patient.
Patient Submitted Review
Nov-2024
Dr. Khaja is so very knowledgeable and patient. He explains medications and reasons you are on them. He follows the guidelines for your diagnosis and discusses options appropriately. I really appreciate Dr. Khaja. Thank you.
Patient Submitted Review
Nov-2024
The wait time to see Dr. Khaja was shorter than I expected. He is very interested in what I have to say. He explains my condition to me very clearly and makes sure I understand what he says and what my options are for treatment. I highly recommend Dr khaja and CCI
rater8 Verified Patient
Oct-2024
Always personable and professional. Always prepared with patient notes and explains everything in detail in layman's terms. No question that he is deeply concerned with the patients health and well-being.
Patient Submitted Review
Aug-2024
It's is absolutely pleasant. The staff r so caring and helpful to accommodate u in any way. Dr. Khaja is absolutely awesome. He is saving my life. It took him only 7 minutes to figure out what was happening with my heart and on Oct 25th is is going to fix my issue so I can live worry free. To me THATS TOTALLY AWESOME. I LOVE THIS INSTITUTION. THEU R SAVING MY LIFE. NITHING IS MORE IMPORTANT THAN MY LIFE.
rater8 Verified Patient
Aug-2024
Dr. khaja is truly a blessing. He never gives me the “rush act” and very patiently and thoroughly answers all of my questions. I have complete confidence in him and know that I am in the best of hands.
Patient Submitted Review
Aug-2024
Dr. Khaja is the best. He always takes the time to listen to you and never rushes in and out of the room. He finds your problem and helps make you feel better. The staff is always friendly and helpful too.
Patient Submitted Review
Jun-2024
I was very impressed with how my appointment went today. Wait time was reasonably short. I recently had a heart ablation and was unsure of my limitations as to how active I could be. Dr khaja assured me I could resume normal activities. He also informed me of a new approved procedure known as Pulse Field Ablation, which is shorter in duration (time) and safer than the traditional heart ablation. Overall, I’m totally satisfied with my appointment today.
Patient Submitted Review
Jun-2024
I absolutely love Dr. Khaja. He always takes time to talk to you and doesn’t make you feel like you’re being rushed and I also feel like I can trust what he says, and it doesn’t make me wanna question his decisions I would highly recommends Doctor Khaja.
Patient Submitted Review
May-2024
I met Dr. Khaja in the emergency room. From the moment he walked in the roomHis demeanor was that of a good friend.He "listenes intently" and draws a plan based off of that coversation. He is not an alarmist he is both calming and very friendly. He will tell you what the plan is and how its to be instituted. Excellent individual first and fine Dr. second.Marty Mc
rater8 Verified Patient
May-2024
I moved here from Wisconsin and searched for a cardiologist to help me with my AFib struggles. Dr Khaja is an expert in his field and really takes the time to explain treatment options and give reassurances about my choices. My 91-yr-old mother also sees him, and she feels the same way. His assistant (Bridget) is one of the most positive, knowledgeable and professional nurses I've ever met, as well. We are lucky to have Dr Khaja's expertise in Bay County.
rater8 Verified Patient
Apr-2024
If my doc runs late a few minutes I do not mind. He may have a patient in front of me who needs a little more time. It means he wont just rush me out the door. He takes the time it needs to explain test results or procedures and answers my questions too.
Patient Submitted Review
Apr-2024
Dr Khaja and the ARNP, Bridgette, make you feel validated. I had concerns and questions and they both respected my thoughts and concerns. We collectively went over a plan of care and they encouraged my input as well. I would highly recommend Dr Khaja to anyone who needs a Cardiologist. He is brilliant and very well trained in his field. I hope we can grow old together….well I am already old. I hope he stays in Panama City for many years to come.
rater8 Verified Patient
Mar-2024
I want to thank Dr. Khaja his nurse practitioner Bridgett and the there entire team for figuring out my PVC arrhythmia issue. Khaja recommend the ablation and that took care of the PVC's Thanks again for helping me get back to living my life. I prayed for miracle and healing then i was referred to Dr. Khaja. Praise God Amen!!!
Patient Submitted Review
Feb-2024
Quickly diagnosed my Af-fib. His ablation procedure corrected my issue. Friendly, professional, and cares for his patient. I would recommend him without hesitation to friends, family, and strangers. Thank you for being there.
Patient Submitted Review
Feb-2024
If I could give more than 5 stars, I would. Dr Khaja was very knowledgeable and extremely friendly. He took the time to prepare for my daughter's appointment and was very engaged in trying to diagnose her situation. He actually seemed excited to be helpful. Highly recommend.
Patient Submitted Review
Feb-2024
I met him in the hospital. He is so friendly and caring. At the follow -up visit at his office he took his time and listened to me He was not rushed and explained all the test he recommended and why. He is definitely my choice for a cardiologist. His ARNP is wonderful too. Mi
Patient Submitted Review
Dec-2023
I think Dr. Khaja is wonderful. He is highly educated, explains in detail on a level you can understand & takes time to answer your questions. Dr. Khaja truly cares about his patients. I highly recommend him.
Patient Submitted Review
Sep-2023
I was impressed that Dr. Khaja. He took the time to look into the details of the history of my medical condition. He was easy to talk to. Excellent bedside manner. He seems to be a very competent and bright physician. This led me to move forward with a procedure to be done in the near future. Additionally, Nurse Practitioner Buffington was very attentive and helpful during the visit.
Patient Submitted Review
Aug-2023
Dr Khaja is direct and clear about your condition and options for treatment. He is friendly but does not waste your time either. His staff is very supportive and friendly too. My experience at the hospital was great for my procedure. All the people there were great. These heart conditions are pretty well known and the treatment approaches are well worn so despite it being your heart, the prognosis is pretty good and the treatment relatively quick.
Patient Submitted Review
Jun-2023
I've had a lot of health issues within the last year and my heart going through some changes, my visit for my appointment was pleasant and very professional. With this doctor there is no, "we will try", it's "if we don't see it, we will try again." I feel safer knowing I'm being watched over so closely.
Patient Submitted Review
May-2023
I’ve spent months trying to figure out my issues and Dr. Khaja helped in one visit. I’ve had so many questions with no answers and helped answer each one and lowered my anxiety about my situation in my first visit. He prescribed the medication I’ve been wanting and helped me out so much. Highly recommend!
Patient Submitted Review
May-2023
I really liked the way he took the time to answer all my questions and reviewed my prior test results. He explained them in a way that was easy to understand and went over my options. I would totally trust him with my heart issue.
Patient Submitted Review
Apr-2023
I had a wonderful experience with Dr Khaja, I chose Dr. Khaja to help me with my afib. He is very through and has a great demeanor about himself. I'm very pleased and have a lot of confidence and respect for Dr. Khaja
Patient Submitted Review
Mar-2023
We are so thankful that God brought Dr Khaja into our lives! He is very thorough, thoughtful, gives great explanations ( I'm a nurse but my husband is a non-medical person.), and takes time with us. I've never had to wait very long and everyone is pleasant. He is very knowledgeable and I'm so grateful for his use of new technologies. We feel very comfortable and know that I'm in the best hands. We'd recommend him to everyone.
Patient Submitted Review
Dec-2022
It is always good to come to a place where you feel welcome. The staff at check in and check out are very nice and knowledgeable. Dr. Khaja is one of the best Doctors I have ever had. His nurse was very good also, she has been there only 4 months. I don't remember her name but I liked her.
Patient Submitted Review
Dec-2022
Best early Christmas gift ever , not only was Dr.Khaja and his staff amazing and very easy to talk to , and explained everything clearly and kindly , but he added me onto his on call schedule before Christmas to perform catheter ablation for my svt and he successfully cured me of something I’ve dealt with my whole life in one procedure. Will forever be appreciative of him and his staff , thank you ! Highly recommend if you’re looking for a cardiologist that not only listens but goes above and beyond to help his patients.
Patient Submitted Review
Nov-2022
Two weeks ago Dr Khaja implanted a pacemaker in my chest. The procedure went off without a hitch and the follow up appointment 2 weeks later also went well. I highly recommend Cardiovascular Institute. Over the past 17 years I also have been treated by Drs Haghighat and Trantham and highly recommend them as well. Nurses and other support staff provide friendly, efficient service.
Patient Submitted Review
Oct-2022
Dr Khaja makes you feel comfortable and he listens to you. I never felt rushed. He explained the WHAT & WHY of my heart condition and how he could help me. He is compassionate as well as knowledgeable. I am blessed to have him as my Cardiologist
Patient Submitted Review
Oct-2022
Saw Lady NP first she was very pleasant and knowledgeable and just plain smart. Doc was great! I like to see young folks do good. My only concern is time Docs so busy. Heart problems are scary all of us know that Death is close by. So again time works against us no matter how good Docs are. I wouldn't trust anyone else but Dr Patell he is the Man. I'm sure his judgment of other Docs is something you can rely on. I give his entire team 5 stars. Time is only concern don't want a 911 call. Thanks WDW
Patient Submitted Review
Sep-2022
Listens very well. Like the fact I had a Karia Mobile app and was eager to look at the data, way different from my first heart doctor. Lays options out very well, brings up articles on the big screen. I highly recommend him.
Patient Submitted Review
Sep-2022
I have been going to CVI for a nber of years and recently met with Dr Khaja and his nurse practitioner. I received excellent care and both were very knowledgeable and took time to explain issues with me. Never felt they were rushed and genuinely cared.
Patient Submitted Review
Aug-2022
Love Dr. Khaja, he truly listens to you. He spends as much time as needed and you never feel rushed. And he's very good at what he does! I have suffered with AFib for the last 34 years and nobody, and there have been many, has told me that I need to have an ablation. They have put in a defibrillator and add pill after pill, year after year. After my ablation he told me that I needed so much ablation that he really didn't think it would work. But it did. He has put my heart back into normal rhythm. My heart rate went from 90bpm to 65! He is very personable and easy to understand, I am very happy I found Dr. Khaja.
Patient Submitted Review
Jul-2022
DR.Khaja ...I would rate him a 10+, best bedside, makes you feel comfortable. His nurses are wonderful, friendly, and helpful. His assistant Bridget is the best too.After the procedure Dr Khaja did I feel so great, I'm so glad Dr. Trantham sent me to him. I highly recommend Cardiovascular Institute of Northwest Florida.. Thank you Dr. KHAJA
Patient Submitted Review
Jul-2022
Dr. Khaja spent time with me to explain the odds of having an ablation. He stayed and even took time to share a joke or two that helped me not be so anxious. His explanation was detailed enough that I understood it. The parts I didn't understand he explained them even further. His bedside manner is great. I would recommend Dr. Khaja above any doctor I have ever seen.
Patient Submitted Review
Jul-2022
Dr. Khaja spent time with me to explain the odds of having a ablation. He stayed and even took time to share a joke or two that helped me not be so anxious. Is explanation was detailed enough that I understood it. The parts I didn't understand he explained them even further. His bedside manner is great. I would recommend Dr. Khaja above any doctor I have ever seen.
Patient Submitted Review
Jul-2022
The experience was superb. All issues were addressed and explained in terms easily understood. Dr. Khaja and his ARNP exemplify the highest degree of professionalism. They add new dimensions to the concept of medical care. I highly recommend their services to others.
Patient Submitted Review
Jul-2022
Had my initial consultation with Dr. Khaja. All aspects of the appointment were first class. He took the time to understand my cardio medical history very well and did EKG's before and after adjusting my pacemaker. Very sharp and attentive!!!
Patient Submitted Review
Jun-2022
I can only have the highest praise for the CardioVascular Institute of Panama City! The staff are wonderful, friendly, compassionate. Dr. Khaja is a top notch electro physiologist, interested and knowledgeable about his patients and a very kind person. I feel I am receiving excellent care here.
Patient Submitted Review
May-2022
Dr Khaja is always pleasant and on time. What I am most impressed with is his knowledge of cardiology and procedures. He takes time to explain EVERYTHING and I never feel rushed. He’s done ablation and pacemaker/defibrillator placement for me and I’m back to daily walks. Could not recommend him and the facility more!
Patient Submitted Review
May-2022
My first visit after meeting him in the ER. He reviewed my test results which were all ok and encouraged me when he said he hoped to get similar results when he reaches my age. Made me feel wonderful!
Patient Submitted Review
Apr-2022
He is an excellent doctor and a caring, compassionate man. He saved my son’s life with his experience, knowledge and perseverance. He went outside of the box and for this, I am eternally grateful. The care and support of the other cardiologists on this team was superb, as well.
Patient Submitted Review
Mar-2022
Dr. Saeed Khaja is the reason I receive care from the Cardiovascular Institute. I had a very bad experience with this medical office and left to receive care from a physician in Pensacola at Sacred Heart Hospital. After my Doctor moved to North Carolina a friend told me he received a heart ablation procedure conducted by Dr Khaja. The procedure was a success and he highly recommended Dr. Khaja. I decided to seek care from Dr Khaja after checking his credentials and I am very happy I did. He is very thorough and attentive. He reviewed all my medical records and discussed my care options. He takes his time and addresses all my heart health concerns. The medical office has improved in the time I was away and I will remain a patient as long as Dr Khaja is part of this practice. I am lucky to have found such a great doctor in Panama City.
Patient Submitted Review
Mar-2022
My experience with Dr. Khaja was very good. He is very professional and shows tremendous expertise in his field. obviously highly trained. I never realized just how severe my condition of afib and aflutter had become until after the ablation procedure was performed. I had been on medication to control these issues and my body did not tolerate these medications well at all. He found all the problems with the ablation and corrected them. I highly recommend Dr. Khaja, as well as the Cardiovascular Institute, and the staff at Bay Medical that made the entire procedure simple for me.
Patient Submitted Review
Feb-2022
Dr. Khaja is the kind of doctor who is informative, caring and spends time keeping me involved and proactive in the treatment that will improve my condition. Thank you Dr. Khaja for all you have done to this point in my evaluation and treatment.
Patient Submitted Review
Jan-2022
Dr. Khaja has been a blessing! He is very professional and spends time answering all your questions. His attention to detail detected a cardiac problem that many cardiologists would have missed. His assistant Brooke is awesome too. I would highly recommend Dr. Khaja!!!
Patient Submitted Review
Jan-2022
I was super impressed w Dr K. He convinced me that an ablation was not only the best course of treatment , it may be only one unless I wanted an ICD- which I abhor the thought! He was very relaxed, very thorough and very knowledgeable. I have struggled to get rid of PVCs ( even after successful Open Heart (4 vessel) surgery). The ablation was successful and PVCs eliminated- hopefully forever?? Absolutely would recommend and already have to several people.
Patient Submitted Review
Jan-2022
My husband and I are so glad that Dr. Khaja decided to move here from Chicago and that we found him. He is very knowledgeable and friendly. He specializes in cardiac electrical issues, which is exactly what I needed. I am a newly diagnosed cardiac patient, and Dr. Khaja is patiently helping me learn the ins and outs of my condition. More importantly, he is also making sure that I have the correct treatment and management plans. I am somewhat skeptical of the medical community, but I feel very confident and comfortable with Dr. Khaja. I truly feel that the Panama City area is lucky to have him in our community. I would highly recommend Dr. Khaja to anyone who needs to see a cardiologist!!
Patient Submitted Review
Dec-2021
Just had my 2nd appointment with him, he is very patient oriented takes his time when going over test results answering all my questions. He seems to be very knowledgeable. He seems to collect as much information as he can thru patient history and having his own test completed before he makes recommendations on what needs to be done. I would highly recommend him to anyone have heart problemsLeonard Conner
Patient Submitted Review
Nov-2021
I was referred to Dr Khaja by Dr Haghighat for an ongoing problem. He took time to explain all my choices for treatment as well as showing me recent medical studies involving patients with my specific diagnosis. Not only is he well educated in his specialty but he answered my questions completely giving me the information I needed to make decisions. I have always been a fan of Cardiovascular Institute and their super staff so I am very pleased they’ve added another member to the team.
Patient Submitted Review
Nov-2021
Dr. Khaja was very knowledgeable, concerned, and took the time to explain things I was dealing with. He made an effort to help alleviate my concerns and the necessary steps needed to help correct my issues. This was a blessing as you knew he cared about you as an individual.
Patient Submitted Review
Sep-2021
I thought Dr. Khaja was very though ( Icant spell) and very polite and showed genuine concern, he seems like he is a very intelligent man who cares about his patients best interest! He listens to what is on your mind about your health and addresses it! I am very pleased to have hm as my Doctor!Thank you so much!Tracey Ann Garrett Carr!
Patient Submitted Review
May-2021
Execellent Doctor, Saeed Khaja, DO. Very t knowledgeable and extremely thorough as well as candid and transparent. In addition, professional and entirely personable. Great experience especially on the manner of avaiability and time spent with patient. Thank you, Doctor.
Patient Submitted Review
Feb-2025
I've had such amazing experience with him and his staff. I'm a young woman so many doctors wouldn't listen to me when I said I wasn't okay. He did I had an ablation and I feel so good. He explained everything to me. I'm doing so much better. Listen to your body and visit him he will help you be you again.